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As a homeowner, you've built equity in your home - now is the time to take advantage of your wise investment today!  This FHA program is known as a “Home Equity Conversion Mortgage”, this is often referred to as a HECM. 

A reverse mortgage is a powerful financial tool designed as a form of financial relief for homeowners 62 and older. It allows seniors to stay in their home, eliminate the burden of their current mortgage payment, and access their equity, get cash in hand!  Unlike the traditional "forward" home loans and second mortgages, no repayment is required until the homeowner(s) no longer occupies the property as their primary residence. 

There is no income, no credit and no medical requirements to qualify. To be eligible, you must be a homeowner  62 years of age or older.

Who can get a reverse mortgage?
Any homeowner over the age of 62 can apply today for a reverse mortgage. As the borrower, you must occupy the home as your primary residence. Reverse mortgages are based on your home's equity, we can help determine for you how much cash you may qualify for.

How does the reverse mortgage work?
Our application process is quick and easy. Your current loan (if you have one) will be paid off with your new reverse mortgage, totally eliminating any current mortgage payment you might have! If there is any additional equity, you can access that money - with no restrictions on how you can use the cash ! If your home is paid off, you can use a reverse mortgage to gain access to the equity.

You can choose from one of four ways to receive the cash from your reverse mortgage, the choice is yours:

  1. In one lump sum amount
  2. In a line of credit
  3. As a monthly payment
  4. Any combination of the above options.

Yes, you still own your home
As a Reverse Mortgage borrower, you still continue to own your own home, you will still retain your property's title. You will still be responsible for homeowners insurance, property taxes and repairs. No repayment is required until you no longer occupy the house. You can sell your home at anytime and there are no pre- payment penalty's. The remaining equity belongs to you or your heirs after the reverse mortgage is paid off. 

Financial Peace of Mind
Imagine what you could do if your current mortgage payment was eliminated, or if you had access to working capital to use anytime you need it!

There are many benefits for you. Maybe you just want to have more money to enjoy your life, help support a loved, travel, home repairs,  pay off other bills and medical expenses, a reverse mortgage can give you immediate access to your money.

Call now, Toll Free 800-801-0708 to get started
or  Ask a Reverse Mortgage Expert Now


Learn About the Benefits Found with Reverse Mortgage Passaic County Options

There are real benefits for Passaic County New Jersey homeowners 62 and older who decide to take advantage of a reverse mortgage Passaic County option. With a reverse mortgage, senior Passaic homeowners can pay off an existing mortgage (if there is an existing mortgage). If there is additional existing equity, then that money can be accessed and used without any restrictions. So whether you are interested in greater financial security, are looking to take an overseas trip, are in need of a major home repair, or have another financial goal in mind, a reverse mortgage can be the best way for you to reach your goals.

A reverse mortgage Passaic County option holds numerous advantages, especially if you are in great need of cash to reach a specific financial goal. At Regional Reverse Mortgage we proudly offer information which is helpful for those interested in a reverse mortgage. Apart from providing you with the basics on the benefits, process, and answers to frequently asked questions about reverse mortgages, we are also available for professional reverse mortgage assistance should you need it. In fact, we offer free no-obligation consultations that can even be scheduled in your Passaic County home.

If you have specific financial goals and are a homeowner 62 or older, then a reverse mortgage Passaic County option might be the best way forward. Find out today if you can benefit from a reverse mortgage by browsing through our website, or by giving us a call toll-free at 800-801-0708.


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NMLS 4855; Regional Reverse Mortgage; HUD-FHA Approved Correspondent Lender, Equal Housing Lender, Licensed Correspondent Lender by the NJ Department of Banking and Insurance. Registered Mortgage Broker-NYS Banking Department, loans arranged through third party providers, Licensed Correspondent Lender by the Connecticut Department of Banking, Licensed Correspondent Mortgage Lender by the Pennsylvania Department of Banking, Licensed Correspondent Lender by the Florida Office of Financial Regulation. Licensed by the DOC under the California Residential Mortgage Lending Act. Any information provided to Regional Reverse Mortgage is considered confidential. © 2010 - All Rights Reserved. | Licenses and Disclosures