The reverse mortgage experts at Regional Reverse help seniors looking for reverse loan information.We have an A Rating with the Better Business Bureau

Licenses and Disclosures

Company Information; Regional Reverse Mortgage is privately held company which does business under Regional Home Mortgage LLC. Corporate headquarters are located at 1150 Raritan Road, Suite 104, Cranford, New Jersey, 07016.Contact information; toll free phone 800.801.0708, toll free fax 800.342.1627, local phone 908.325.6003 and local fax 908.325.6006. Regional Home Mortgage LLC is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, and Washington, DC, 20580.We do not guarantee acceptance in any FHA or conventional loan programs.

Licensing Information; NMLS 4855; Approved through the National Mortgage License System; HUD-FHA Approved Correspondent Lender, Equal Housing Lender, Licensed Correspondent Lender by the NJ Department of Banking and Insurance. Registered Mortgage Broker-NYS Banking Department, loans arranged through third party providers, Licensed Correspondent Lender by the Connecticut Department of Banking, Licensed Correspondent Mortgage Lender by the Pennsylvania Department of Banking, Approved Correspondent Lender by the Florida Office of Financial Regulation. A HECM loan is a loan made or originated by a lender. The FHA insures the lender’s HECM loan against certain losses, but it is still the lender’s loan and not an FHA or a government loan. The HECM is subject to the lender’s guidelines.The proceeds from the loan may be tax-free (not intended to be tax advice, please consult a tax advisor, payment of property taxes and insurance  is still required). A reverse mortgage is a loan secured by borrower’s home and must be repaid. It is most commonly repaid by sale of the home or by the heirs acquiring a new mortgage on the home. Reverse mortgage counseling is required.
Disclosures; we do not guarantee acceptance into any particular loan program, nor promise any specific loan terms or conditions. We are not a government agency and have no affiliation with any government agency. Your application does not constitute a mortgage commitment. Prior to making any decisions or taking action, we request you contact your tax or legal advisors. We do not offer legal advice, nor is our websites information intended to constitute accounting, legal, or tax advice.

Supplemental Security Income participants;  If you receive (SSI) benefits, they can be negatively impacted, if not terminated depending on the amount of assets that are in the bank and/or other liquid instruments that determine eligibility. Regional Reverse Mortgage advises all consumers to seek outside legal advice, and contact the Supplemental Security Income administration office to determine the risks associated with current (SSI) benefits and how the reverse mortgage will impact those benefits. Regional Home Mortgage DBA Regional Reverse Mortgage, clearly state we are not experts on (SSI); we are not a government agency and we cannot provide legal advice relating to (SSI). All senior borrowers who apply for a reverse mortgage and receive (SSI) benefits hereby agree to indemnify and hold harmless Regional Home Mortgage, LLC DBA Regional Reverse Mortgage; for any loss of current (SSI) and/or any negative adjustment of there current and/or future Supplemental Security Income (SSI).

Privacy and Security Policy; At Regional Reverse Mortgage, we have dedicated ourselves to revolutionizing the home loan process.  We have respect for you and your family’s privacy. We protect the privacy of those who visit or use our website and the data we collect. We have adopted leading industry privacy guidelines. We do not share or sell your personal information to anyone or any other company unless using the information for your loan processing and our business partners as indicated below;

Authorized Service Providers; We may share your personal information with our authorized service providers and wholesale lenders that perform certain services on our behalf with your request for a loan. These service providers may include; title companies, credit bureaus, flood or other insurance providers, escrow companies, appraisal companies, lenders, closing agents, and other financial institutions including our approved wholesale lenders. These service providers may have access to personal information needed to perform their functions, make a credit decision, but are not permitted to share or use such information for any other purpose than the processing of your loan. We value each consumer’s right to privacy and security.

Business Partners; when you express interest in our products and services offered through our websites or our company personal directly, we may share your interest and information with the businesses in which we own and operate and share with our wholesale lender partners in your loan process. To work on your request for those products and services you requested they and their affiliated third-parties will have your information to work on your behalf. When you elect to engage in our offers and applications to process your request, you authorize us to provide your e-mail address and other information to those businesses.

Privacy Policy Changes; We will from time to time update or change this Privacy and Security Policy to reflect changes with our practices and services to keep you better informed and protected.


NMLS 4855; Regional Reverse Mortgage; HUD-FHA Approved Correspondent Lender, Equal Housing Lender, Licensed Correspondent Lender by the NJ Department of Banking and Insurance. Registered Mortgage Broker-NYS Banking Department, loans arranged through third party providers, Licensed Correspondent Lender by the Connecticut Department of Banking, Licensed Correspondent Mortgage Lender by the Pennsylvania Department of Banking, Licensed Correspondent Lender by the Florida Office of Financial Regulation. Licensed by the DOC under the California Residential Mortgage Lending Act. Any information provided to Regional Reverse Mortgage is considered confidential. © 2010 RegionalReverse.com - All Rights Reserved. | Licenses and Disclosures